# MCOB - Disclosures

**Canonical URL:** https://www.skillcast.com/courses/mcob-disclosures-training-course
**Canonical link:** `<link rel="canonical" href="https://www.skillcast.com/courses/mcob-disclosures-training-course">`
**Provider:** Skillcast
**Duration:** 30 minutes
**Format:** In-depth
**Industries:** FS - Other, FS - IFA, FS - Mortgages
**Topics:** CoreCompliance

## Description

The Mortgage Conduct of Business (MCOB) for Disclosures applies to businesses involved in home finance transactions. MCOB for Disclosures covers the disclosure requirements for these transactions. Our MCOB for Disclosures Course explains the FCA's business rules for pre and post-sale disclosures in the home finance business.

## Learning Objectives

- Identify the disclosure rules that apply at the pre-application, offer and after-sales stages
- Understand the 2023 amendments to MCOB, particularly those related to the new affordability assessment exemptions for mortgage variations
- Recognise when illustrations are required, and what their format and content should be
- Identify the information that must be provided in annual statements and as a result of specific events
- Explain the rules on record keeping in respect of disclosures

## Structured data (JSON-LD)

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  "@type": "Course",
  "name": "MCOB - Disclosures",
  "description": "The Mortgage Conduct of Business (MCOB) for Disclosures applies to businesses involved in home finance transactions. MCOB for Disclosures covers the disclosure requirements for these transactions. Our MCOB for Disclosures Course explains the FCA's business rules for pre and post-sale disclosures in the home finance business.",
  "url": "https://www.skillcast.com/courses/mcob-disclosures-training-course",
  "provider": {
    "@type": "Organization",
    "name": "Skillcast",
    "@id": "https://www.skillcast.com/"
  },
  "timeRequired": "PT30M",
  "teaches": [
    "Identify the disclosure rules that apply at the pre-application, offer and after-sales stages",
    "Understand the 2023 amendments to MCOB, particularly those related to the new affordability assessment exemptions for mortgage variations",
    "Recognise when illustrations are required, and what their format and content should be",
    "Identify the information that must be provided in annual statements and as a result of specific events",
    "Explain the rules on record keeping in respect of disclosures"
  ],
  "about": [
    "FS - Other",
    "FS - IFA",
    "FS - Mortgages",
    "CoreCompliance"
  ],
  "learningResourceType": [
    "In-depth"
  ]
}
```