CASS 5 - Client Money - Insurance Distribution Activity
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25 Minutes -
For all staff
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UK
CASS rules apply to money belonging to all clients, whether classified as retail, commercial, professional or eligible counterparty. This 25-minute course provides an overview of CASS 5 as it applies to insurance distribution activity, covering the client money rules for intermediaries, the importance of protecting client money, and the types of client money an intermediary may hold.
Insurance intermediaries handle client money constantly through premium and claims flows, often without labelling it as such internally. Risk transfer arrangements and trust structures determine whose money it is at any given moment, and getting that wrong is a reportable breach. Training operations and finance staff together is what keeps daily banking practice aligned with the trust arrangements on paper.
What you’ll learn in
this course
- Understand the client money rules as they apply to insurance intermediaries
- Highlight the importance of protecting client money
- Identify the types of client money calculation
- Demonstrate good governance
- Report regulated activities to the Financial Conduct Authority (FCA)
Hear from our customers
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