CeMAP Competency Refresher Course

The Certificate in Mortgage Advice and Practice (CeMAP) is a UK specific qualification issued by the London Institute of Banking & Finance (LIBF). This qualification meets the FCA's standards required for a licensed mortgage advisor.

CeMAP covers knowledge of the mortgage market, the need for the market to respond to constant change, and the UK financial regulation and mortgages policy.

Our CeMAP Competency Refresher Training Course revises the key aspects of CeMAP and helps identify elements of FCA regulations that feature in the CeMAP examination.

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CeMAP Competency Refresher

About this Course

Available as part of our FCA Compliance Library.

Learning Objectives

This course will prepare you to:

  • Identify selected aspects of FCA regulations that affect the CeMAP examination
  • Recognise key elements of the mortgage market in relation to giving advice
  • Be aware of the format and presentation of CeMAP exam case studies

Course Outline

Welcome

What is CeMAP?

Financial advice and regular reviews

Legal concepts

UK taxation and social security

- Including benefits cover

Complaints and compensation

- Excercise: Complaints and compensation

The role of the mortgage advisor

Additional security

Fees and charges

Valuation and surveys

Acting within your competence

- Exercise: Acting within your competence

Repayment options

Mortgage products and interest rates

Mortgage associated insurance

- Exercise: Mortgage associated insurance
- Mortgage Indemnity Guarantee

Debt consolidation

Breaches of the mortgage deed

State provisions - SMI

Case Study 1 - Anthony and Anita

- Full survey
- Lending charge
- Repayment options
- Life protection
- Sickness cover
- Penalty charges
- Appropriate mortgage
- Provision of a European Standardised Information Sheet (ESIS)
- APRC
- Building insurance

Case Study 2 - Brenda

- Social Homebuy Scheme
- Social Homebuy - Eligibility
- Social Homebuy - Discount
- Social Homebuy - Minimum share
- Social Homebuy - Equity share
- Social Homebuy - Buying the rest
- Social Homebuy - Rent
- Social Homebuy - Mortgage protection
- Social Homebuy - Survey
- Social Homebuy - Other insurance
- Social Homebuy - Lender obligations

Case Study 3 - Ted

- Arrears notification
- Treating customers fairly
- Statement of charges
- Landmark National Guarantee
- Repossession
- Repossession - II 
- ISA
- Arrears solutions

Summary

Affirmation

Assessment

FCA Course Library

Our FCA Course library of over 60 training modules covers everything from high-level and conduct of business standards to thematic topics, including treating customers fairly.

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FCA Course Library

Course Specifications

 

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Structure

Approximately 65 minutes followed by a 10-question assessment.

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Audience

Suitable for all staff - examples and interactivities designed for staff at all levels. No previous knowledge or experience is required.

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Design

SHARD-compliant, responsive display on all devices, accessibility on screen readers, visual design controlled via client style sheet.

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Test-Out

Ability to offer optional test-out, whereby users can choose to skip the course content and complete the learning assignment by simply passing the assessment 

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Compatibility

All Windows, Mac OSX, iOS, Android (Flash-free for mobile compatibility). AICC and SCORM 1.2-compliant, suitable for both hosted and deployed SCORM or AICC.

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Tailoring

Fully customisable on Skillcast Portal CMS.

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Translation

Pre-translated versions not available, but all text content can be exported for translation into all languages.

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Localisation

Based on UK legislation, but suitable for global audiences upon the removal of UK-specific references and translation as necessary.