ICOBS - General Matters
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20 Minutes -
For all staff
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UK
ICOBS applies to all firms engaged in insurance business and is built from high-level standards and business standards. This 20-minute course helps staff recognise what ICOBS is and who it applies to, understand how to categorise customers, and understand what clear, fair and not misleading means when communicating with them.
Customer categorisation determines what protections apply, and getting it wrong changes what the firm owes for the life of the relationship. The clear, fair and not misleading standard now sits alongside the Consumer Duty's requirement that customers actually understand what they are told. Training staff on both keeps your communications defensible and your categorisation decisions consistent.
What you’ll learn in
this course
- Recognise what ICOBS is and whom it applies to
- Know how to categorise customers
- Understand what is meant by clear, fair and not misleading
- Understand the prohibitions against inducements and exclusion of liability
Hear from our customers
Feefo Customer Rating ★★★★★ 4.9/5
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Safeguarding the Vulnerable
Safeguarding failures are rarely about people who did not care. They happen because someone noticed something, was unsure, and said nothing. This course removes that hesitation by making the threshold for raising a concern explicit. For firms serving customers in vulnerable circumstances, it also supports the Consumer Duty expectation that vulnerability is identified and acted on rather than recorded.
Market Abuse Compliance E-Learning Course
Inside information moves through support functions long before it reaches a trading decision, which is why restricting this training to the desk leaves the obvious gap unaddressed. Enforcement in this area is personal as well as corporate. Covering all staff gives your firm a consistent standard and removes the argument that someone outside the front office did not know the rules applied to them.
Data Protection Compliance Training Course
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First Aid Awareness
Most people freeze in the first minute of an incident because they do not know who to call or what they are permitted to do. That minute matters. Making first aid arrangements visible to everyone, rather than known only to the appointed first aiders, is a low-cost improvement that supports your wider health and safety duties under the Health and Safety at Work Act.
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Fraud Prevention E-learning Course
Fraud usually needs three things: pressure, opportunity and a rationalisation. Staff cannot influence the first, but they routinely create or close the second. Making the whole workforce aware of what opportunity looks like is a cheaper control than adding another approval step, and it strengthens the prevention procedures your organisation may need to demonstrate.
Information Security Compliance Training Course
Attackers target people because people are reachable, and most incidents begin with an ordinary action rather than a technical failure. For firms in scope of DORA or facing supplier security assessments, evidence of staff-level security training is now requested directly. Delivering it across the workforce gives you both the practical control and the documentation.
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Fire Warden Training
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Bribery Prevention Compliance E-learning Course
Bribery laws continue to tighten, and the areas where exposure builds are ordinary ones: recruitment, client acquisition, third party partnerships and the small courtesies nobody records. The adequate procedures defence under the Bribery Act depends partly on trained staff. This course gives your organisation that component and gives employees a clear line they can hold in a difficult conversation.
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Lone Working
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Asbestos
Asbestos remains present in a large proportion of buildings constructed before 2000, and disturbance during maintenance is the most common cause of exposure. The disease appears decades later. Anyone whose work could disturb building fabric needs awareness training as a legal requirement, and it is one of the clearest cases where training prevents harm nobody would otherwise see coming.
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General Office Hygiene
Absence from routine illness costs more in aggregate than any single serious incident, and shared desks, hot-desking and communal kitchens increase transmission. Hybrid working spread the exposure rather than reducing it. Short, practical training on hygiene is a low-cost intervention that has a measurable effect on absence and supports the general duty to provide a safe working environment.
Fire Safety Compliance E-Learning Course
Fire safety legislation places duties on the responsible person, but those duties are discharged through the behaviour of everyone in the building: blocked exits, propped fire doors, overloaded sockets and accumulated waste. A fire risk assessment describes the intended position rather than the actual one. Training all staff is what keeps the two aligned between inspections.
Equality and Diversity E-learning Course
Discrimination claims usually begin with something that felt minor at the time: a comment, an assumption, a decision explained badly. Staff who understand the categories recognise the risk earlier and challenge it sooner. A short, workforce-wide course establishes the shared standard that everything else in your equality programme depends on, and gives managers a common reference for the conversations that prevent escalation.
