COBS - Client Communications High Risk Investments
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20 Minutes -
For all staff
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UK
COBS client communication rules apply to all promotional communications investment firms have with clients and prospects. This 20-minute course helps staff identify the investments the FCA considers high risk and why, and understand the stronger requirements now attached to promoting them, including the additional steps a firm must take before a consumer can proceed.
The FCA tightened this area after sustained consumer harm in high-risk and speculative products, and the requirements around risk warnings, cooling-off and consumer categorisation are prescriptive. Marketing teams frequently do not know a product has crossed into the high-risk category. Training them alongside compliance is what keeps promotions inside the rules rather than requiring withdrawal after publication.
What you’ll learn in
this course
- Identify investments that the FCA considers to be high-risk and why
- Understand the FCA's new stronger requirements for promoting high-risk investments
- Understand the new risk warnings and risk summary
- Recognise the new requirements for client categorisation
- Know why a cooling-off period is required
- Know which inducements have been banned
Hear from our customers
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