CASS Overview for Insurance
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35 Minutes -
For all staff
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UK
The FCA's Client Assets sourcebook supports Principle 10, which requires firms to arrange adequate protection for client assets. This 35-minute course, framed for insurance, defines client money and client assets, identifies the requirements on firms permitted to hold either, and explains the CASS governance that keeps protections effective.
Insurance intermediaries hold client money routinely through premium and claims flows, often without describing it that way internally. Risk transfer arrangements, non-statutory trusts and premium handling all carry CASS implications. Establishing a shared understanding across the business is what prevents a routine banking or reconciliation decision becoming a breach that has to be reported.
What you’ll learn in
this course
- Define what client money is and what client assets are
- Identify the requirements for firms that are permitted to hold client money or client assets
- Understand appropriate CASS governance requirements and good business practice
- Understand the requirements for record-keeping and reporting to the Financial Conduct Authority (FCA)
- Explain the implications for firms that do not have permission to hold or control client money or client assets
Hear from our customers
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